We cannot lose track of our focus when it comes to budgets and money. Apathy and complacency cannot be tolerated. We have been using YNAB, but have decided is does give us the feedback and simplicity we want

I would like to try YNAB again, I liked the interface better, and really need to start using the account automation. Instead of fearing giving them access, make my accounts more secure, so it’s not an issue.

GoodBudget

Less polished and more barebones, but DW would like the greater simplicity and more visual reporting.

Envelopes

Monthly

  • Grocery, etc.

Annual

Savings

  • GTC House; Goal: 250K
  • Emergency fund; Goal: 20k
  • Long term Investments;

Personal Category?

  • Jesse Laptop
  • Jesse Bike

YNAB

Considering dropping. It’s polished, but doesn’t have reports that help with motivation, and encourages an over complicated category system that causes a good amount resistance from DW.